MassDrive Auto Insurance


Commerce Insurance Provides Vehicle Donations & Educational Development

Commerce Insurance, a MassDrive insurance carrier, is at it again. The insurance carrier has always been committed to teaching new drivers safe driving techniques and is now providing vocational technical students an opportunity to improve their auto repair skills. As a participant in their Division of C.A.R.E.S. in the Community, Commerce is donating two vehicles to be repaired by the Bay Path Regional Vocational Technical High School in Charlton, Massachusetts.

The two cars donated to the program, a 2010 Toyota Camry and 2010 Toyota Corolla, are to be repaired by students at Bay Path in cooperation with the Long Subaru in Webster. Once repaired the vehicles will be raffled and proceeds from the raffle distributed to four local schools. The local schools will not only reap the financial benefits of the raffle but the students are to take part in the marketing and selling of the raffle encouraging further development of student’s buisness skills.

Commerce Insurance, one of MassDrive’s many carriers, is committed to its Massachusetts residents in working to improve safety and enrich communities with participation in programs such as C.A.R.E.S.

For a free insurance quote comparison call your MassDrive representative today.

New iZUP Application Prevents Distracted Driving

A new technology has arrived to increase driving safety by restricting cell phone use behind the wheel. The clever iZUP (i.e. “eyes up”) application, developed by Illume Software, was created to help eliminate distracted driving. Recent legislation banning texting and driving holds the potential for strict fines and possible license suspensions if caught. Applications restricting phone use behind the wheel may be answer for parents and employers and necessary step for the texting-addicts.

iZUP technology includes the following features to aid in reducing distracted driving:

  • Preventing outgoing text messages, e-mails and phone calls while driving
  • sending incoming calls to voicemail and holding text messages when the vehicle is in motion
  • Prohibiting web browsing and application use while driving
  • Providing password-protected passenger override
  • Allowing three authorized phone numbers (i.e. home, employer, etcetera)
  • Allowing one authorized application (i.e. navigation/ gps)
  • Making emergency 911 quick dial available at all times
  • Automatically unblocking all calls after a 911 call
  • Tamper alert send to an account holder when the user (child or possibly employee) attempts to disable iZUP
  • Sending notification of 911 call to account holder with a map shoving call location and time

More information about iZUP can be found on the provider’s website: www.getizup.com.

RECEIVE AN iZUP DISCOUNT:

MassDrive is proud to announce drivers with a Plymouth Rock policy have the opportunity to receive a 25% discount on iZUP! This discount is just another of the many benefit of the Savings Pass program, a free perk of holding a policy with Plymouth Rock. MassDrive carriers offer unique discounts on insurance and additional products, such as the iZUP application. For a free qutoe contact your friendly MassDrive agent today!

What You Need to Know About Teen Drivers & Insurance

When a teenager brings home their driving learner’s permit there are mixed feelings felt throughout the household. Teenagers ecstatic, their freedom and independence from mom and dad has become a reality. Parents on the other hand need to think about their child – and possibly vehicle’s – safety, insurance, a new/ used or shared vehicle, and new rules. Before a teenager is licensed it’s important to know about insurance needs and teenage driving laws. Read the following bullets for a good overview of what you need to know concerning teen drivers & insurance:

  • Be prepared to insure your teenager: Massachusetts requires, by law, that once your teenager earns their licnese and is living in the same household you must add them to your policy. This is something you should talk to your auto insurance agent about when your teenager earns their learner’s permit.
  • For the lucky ones – choosing a vehicle: Know when purchasing a vehicle for your teen you need to focus on not only how much it will cost to insure, but it’s safety as well. An article by the Milford Daily News pointed out that SUVs have a higher roll over rate as they have a higher center of gravity. The article explained that the size of an SUV may give teenagers a false sense of security although they are more prone to roll overs. Smaller vehicles, such as a two door coupe, carry the risk of more serious injuries and fatalities. Researching crash test results, safety reviews, and road tests will help you determine what vehicle is right for your teenager.
  • Know your premium will go up: Auto insurance premiums depend on a number of factors including: year, make and model of the insured vehicle, number of years licensed, zip code/ location, etcetera. Be prepared to pay an extra premium as teenage drivers are a higher risk to insure and can be costly when adding to a policy.
  • Be aware of Massachusetts learner’s permit laws: If your teenager is younger than 18 years they will be driving with a Junior Permit. For the first six months of driving your teenager may not drive friends unless a licensed driver of 21 years or more is in the front passenger seat. Until age 18 your teenager is restricted from driving between 12:30 and 5a.m. unless with a guardian. On the first offense violating this curfew a teenager will face a $100 fine and 60- day license suspension. Speeding is another great concern for teen drivers thus Massachusetts has imposed strict laws with serious consequences if caught speeding on a junior licnese. When a teenager receives his or her first speeding ticket they will face: a 90 day licnese suspension, $50 licnese reinstatement fee, required to take a Driver Attitudinal Retraining Course and State Courts Against Road Rage course (costing approximately $75 each), and must pass the learner’s permit exam and road exam.
  • Advanced driving courses = benefits: Advanced driving courses, although not required to gain or maintain a licnese, these courses give young drivers better knowledge of what to be aware of while driving. Additionally, various auto insurance carriers will give discounts to those who have completed an advanced driving course.

For more information and tips for safe teen driving please visit the National Safety Council: Teen Driving Website.

Ready for a Quote?
Get A Quote