Massachusetts RMV


Beverly RMV Closing, Danvers Express Branch Opening

The Beverly Registry of Motor Vehicles branch will be closing this Friday January 23rd.  A new express branch opening Monday, January 25th in the Danvers Liberty Tree Mall will replace this location. Eight of the Beverly employees will transfer to the new Danves branch while the remaining employees transfer to other local branches. The new express branch will handle all registry transactions it has in the past with the exception of road and permit tests as well as suspension hearings.

The Massachusetts RMV experienced 13 million dollars in budget cuts this past year. In an effort to accommodate this severe decrease in funding itwas announced last July 11 branches would close. In the plan to close these branched the RMV recognized the need to continue serving Massachusetts drivers. In response to this need 5 new locations will be opened in state owned buildings ing an expected 1.7 million dollars on rent alone.

In an effort to reduce spending the Massachusetts Registry of Motor Vehicles has also made many services available online. Giving drivers the convenience of accessing many documents and processing payments on their own time schedule and without having to stand in line! The Massachusetts RMV has even allowed residents to renew their license online for every other renewal period. For license renewals a driver will only have to visit the RMV every 10 years for an updated license photo.

The newest addition the Registry of Motor Vehicle’s online accessis the easy and expedient access  to accident reports. If a police officer is not present at the scene of an accident and damages are more than $1,000 or is someone is injured those involved in the accident are required to submit a police report to the Massachusetts RMV. The previously time consuming search for an accident report and the pain of waiting for a certified record to be mailed will be no more. With the new online system the RMV will be able to process a request for an accident report within 24 hours of of the record beingfound and may also be sent by e-mail. The express branch looks promising, let’s hope for few hiccups in the big move this weekend!

Mass DOT & Brockton Police Crack Down

The Massachusetts Department of Transportation and Brockton police department conducted a city wide safety investigation. The surprise inspection revealed more than a few bumps in the road. The undercover examination was conducted on 85 school transport vehicles bringing children to and from Brockton elementary schools and day cares. As an extension of “Operation Clean Sweep” 12 safety check points were set up to check in on the school’s transportation system.

Inspectors found more than 52 violations by the school’s transportation system. A few of these included: driving with out the proper licensing, overloaded buses, equipment defects, and equipment so old or worn down it was unsafe to drive. This is the second city wide transportation inspection Massachusetts has seen this year. Hopefully these investigations will inspire transportation services across the state to continue following the laws and regulations of safe driving.

Cancelling Your Auto Insurance

Write it on a post it note. Program it into your phone. Leave yourself a voice mail at home. What ever it takes, don’t allow your auto insurance to lapse.

Here are a few things to remember about auto insurance cancellations:

  • Driving with out insurance is illegal. Should anything happen while you’re driving, not only will the violation be added to your driving record with a citation, raising your insurance rates – if you’re at fault for an accident, all damages your insurance company would have paid will come straight out of your pocket.
  • You don’t need to wait for renewal time to cancel a policy. Shopping around to find another policy with better rates is a great idea. No need to wait until your current policy is up to start saving.
  • Never ever ignore your insurance bill. Ignoring your insurance bill may be cause for cancellation due to non-payment. When this occurs not only will future insurance companies see you as a higher risk, they may ask you to pay the full insurance amount up front.
  • Cancellation must be done in writing. When you notify your current insurance company of your cancellation allow a reasonable amount of time for cancellation. When notifying the company, be sure and include the date you would like cancellation to take place giving yourself peace of mind for when you’re old coverage is up and your new one is to begin.

Why You Need More Than the Minimums

Auto insurance is anything but optional. Not only should you want to have car insurance, the sate requires drivers to purchase it. Two important coverages, among others, Massachusetts requires drivers to have are Property Damage and Liability Coverage.

Property damage covers damages the insured has caused to someone else property. Massachusetts state minimum for property damage is $5,000. This covers everything from street lamps and stop signs to other vehicles. Maybe you didn’t realize you were speeding when an oil spot sent you spinning into that Bentley… you’re still responsible for the damages and that $5,000 of coverage isn’t gong to do much. To be safe you should consider at least $100,000 of property coverage.

A second minimum coverage set by the state is Liability coverage. This includes bodily injury and property damage to others.  Maybe the state minimum will cover one person in a minor accident. But what if it was more than a fender bender? Or maybe there were passangers in the car you collide with? When multiple people are involved, or even just one in a decent accident – the $40,000 minimum state coverage isn’t likely going to cover all of the hospital bills, operations, medications, and therapy your accident incurred.

If you choose to only insure yourself to the state minmums, remember you are responsible for all expenses past what your insurance covers. Find out more about Massachusetts state minimum insurance requirements on the Massachusetts Division of Insurance Webpage.

Keep Insurance Rates Low

Q: What’s the easiest way to keep low insurance rates?

A: With a clean drivers record.

Not only will you need to pay that speeding ticket, you’ll be paying for it the next couple years on your auto insurance. Insurance companies determine your rates in part by what kind of a driver you are. If you’re a safe driver with no citations, an insurance company sees you as a low risk to insure. If you’re a road-raging multi-major-accident driver, the insurance company may view you a little differently.

Massachusetts determines the magnitude of driving violations with surchargeable points. For example, a major accident will count more points than a 5 mile over speeding ticket. Take a look at how Massachusetts classifies your driving violations:

Surchargeable Incident Surcharge Points
Major Traffic Violation (i.e., D.U.I.)

5

Major At-Fault Accident (claim over $2,000)

4

Minor At-Fault Accident (claim over $500 to $2,000)

3

Minor Traffic Violation (i.e., speeding)

2

Each citation adds more than just a few bucks on to your insurance. Avoid these hefty points with safe driving: allow  extra traveling time, drive defensively, and buckle up. Your check book will thank you.

MassDOT reform with Jeff Mullan

Governor Deval Pattrick announced this month he will appoint Jeff Mullan as the new Secretary and CEO of MassDOT. Jeff Mullan will begin his new position November 1st. Welcomed with the new position he will overlook  the Massachusetts Department Of Transportation reform.

The new transportation system will condense it’s current operations into four divisions: highway, transit, aeronautics, and RMV. In addition to these four divisions is the Department of Planning and Programming, responsible for planning the state’s network of roads, bridges, tunnels, and airports.

To watch a video of Govenor Deval Pattrick and Jeff Mullan’s statements click here.

Hummer Tax? Could it effect you?

Governor Deval Patrick, the Governor of Massachusetts, recently announced that he was going to be backing the “Hummer” Tax. It calls for a tax on all larger vehicles that consume larger amounts of gas. If passed, owners of these vehicles will be taxed more when they register their cars with the state.

Mixed views on the tax are already starting to pour in. Some feel the tax is unfair because it is not always a personal choice to have a larger vehicle. Larger families do require more seating when traveling.

On the other side of the argument, people feel that this is a great way to deter people from buying vehicles that are more damaging to the environment.

One aspect of the tax that could have a huge effect on whether or not it is passed is that it effects everyone, not just SUV owners! Although the title is very catchy it does not do the proposal justice. The proposal also calls for a 19 cent tax increase at the pump to help boost the Massachusetts public transportation system! Don’t sit on the sidelines, get involved because this effects us all!

Massachusetts RMV makes your driving record available online!

The Massachusetts RMV announced today that your driving records are now just a click away, according to The Boston Globe.

Drivers can view their record onscreen and download it for $6, or they can pay $20 for a certified copy that will be sent to them by mail.

Copies of driving records are required as a condition of employment by some businesses or in any court matter involving motor vehicle violations, the Registry said.

Looks like a big win for drivers in improving the RMV’s easy-of-use. Let MassDriver know how easy or difficult you find the RMV’s new system.

Check out the Massachusetts RMV’s site!

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