What do you do if your pet needs life saving treatment, but you can’t afford the out-of-pocket fees? It’s a dilemma many pet owners face.

Some pet surgeries can cost tens of thousands of dollars. Yet, only 44% of Americans have enough money in their savings to pay for a $1,000 emergency in general, let alone unexpected pet care costs. But luckily there’s a solution – pet insurance.

Pet insurance provides coverage for emergency medical care at a much lower price than it would without protection. With pet insurance, you can worry less about “what if” and focus on spending more quality time with your beloved cat or dog.

So if you’re thinking about purchasing insurance for your pet, here are some of the common questions you may have, answered.