Write it on a post it note. Program it into your phone. Leave yourself a voice mail at home. What ever it takes, don’t allow your auto insurance to lapse.
Here are a few things to remember about auto insurance cancellations:
- Driving with out insurance is illegal. Should anything happen while you’re driving, not only will the violation be added to your driving record with a citation, raising your insurance rates – if you’re at fault for an accident, all damages your insurance company would have paid will come straight out of your pocket.
- You don’t need to wait for renewal time to cancel a policy. Shopping around to find another policy with better rates is a great idea. No need to wait until your current policy is up to start saving.
- Never ever ignore your insurance bill. Ignoring your insurance bill may be cause for cancellation due to non-payment. When this occurs not only will future insurance companies see you as a higher risk, they may ask you to pay the full insurance amount up front.
- Cancellation must be done in writing. When you notify your current insurance company of your cancellation allow a reasonable amount of time for cancellation. When notifying the company, be sure and include the date you would like cancellation to take place giving yourself peace of mind for when you’re old coverage is up and your new one is to begin.