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Top 5 Benefits of Using an Independent Insurance Agent

Posted on Thursday, April 16th, 2015 at 11:13 am.

No one loves shopping for insurance. It can be confusing, complicated and hard to figure out exactly what you need. On one hand, you want to save money, but on the other you want to make sure you and your family are fully covered. An independent insurance agent can help with all of these concerns and so much more. Here are the top 5 benefits of using an independent insurance agent:

Cost! – An independent insurance agent can shop around for you from multiple carriers. They are able to look for the best combination of price, coverage and service by having a huge selection of carriers to choose from. An agent does the work for you to find you the best price.

Their loyalty lies with the customer. – Unlike captive agents, who are committed to the one carrier they must sell policies for; independent agents are committed to making the customer happy. Their livelihood depends on getting the customer the best price, and providing the best customer service. They have no parent company they have to sell policies for, so if your premium goes up after a year, they can run rates for you with other carriers to find you a better price.

One-stop shopping network. – With one call, an independent agent can provide you access to multiple lines of coverage from auto, homeowners, rental, life, pet insurance and more. They also offer discounts for bundling your insurance needs.

Becomes an advisor for present / future assets. – Your agents will be able to adjust your insurance based on your needs. They are trained in knowing how to get you the best coverage and price, without being under-insured OR over-insured. Having an agent can help you navigate through your changing insurance needs.

Help with the claims process. – As the insurance industry is complicated with a lot of technical jargon, it can be hard to understand the claims process. An independent agent can speak directly to the insurance carrier for you to help get any questions about your claim addressed.

Need more reasons to have a MassDrive agent working for you? Contact us at (866) 963-8231 or go to MassDrive.com and fill out a free quote today.

Text and Drive? Companies are saying that's a no no.

Posted on Thursday, June 4th, 2009 at 2:59 pm.

Written by Vicki Nelson

Do you text and drive? Maybe you’re on your way to work updating your co-worker on the details of a big account. Or maybe you’re getting the directions for your saturday night out. More and more businesses are saying, “Not on our time!”

AMEC, a global engineering firm, banned cell phone usage while driving on company time. Bill Windory, an associate VP of safety for Nationwide Insurance noted:

“Early on, companies said, ‘Hey, phoning and driving is great. This will give us all kinds of increased productivity’… [However] now, we’re at a point where we better understand the risks involved.” – ‘Can’t Talk Now’ by Maggie Jackson of the Boston Globe.

If you text and drive take into consideration the lives you are putting on the line. Pull off the road and stop to read your text or make that phone call. If you are distracted and hit another driver, or worse a pedestrian, you’ll not only have cost yourself in auto insurance premiums, you may have cost a life.

Drive safely.