A recent survey published by Insure.com has revealed the United States most and least expensive states for auto insurance. The study was based on the average auto insurance premium for more than 2,400 vehicles in 10 zip codes per state with six of the United State’s largest auto insurance providers.

With an average auto insurance premium of $2,510.87, Lousiana takes the lead for the most expensive state to insure a vehicle. Insure.com reasons Louisiana holds this title as a result of the state’s court system and the rough condition its roads are in. Not far behind is Michigan as the second most expensive state to insure an auto at an average premium of $2,098.29. Michigan’s high insurance rates can be attributed to a state medical law and a terribly high unemployment rate. With unemployment at a whopping 15% many are driving uninsured, which increases the burden on insurance companies and in turn a driver’s premium.

Maine however has nothing to complain about as it comes in as the least expensive state to insure a vehicle with an average premium of $902.85. Maine’s low rates can be attributed to a couple factors including less people on the road and less traffic congestion as well as a low number of accident claims. Additionally at least 30 insurance providers offer coverage in Maine, increasing competition and pushing premiums down.

When the Massachusetts auto insurance market was deregulated additional insurance providers entered the scene encouraging greater competition and gradually lower auto insurance premiums. Massachusetts holds out as at the 7th least expensive state to insure an automobile. The best way to find the lowest insurance premium is through comparing quotes through different carriers. MassDrive compares auto insurance premiums and coverages for you, saving you time and money. Give a friendly MassDrive agent a call for a free quote comparison today!

TOP TEN MOST & LEAST EXPENSIVE STATES FOR AUTO INSURANCE & AVERAGE PREMIUM

Top Ten Most Expensive:

1. Louisiana $2,510.87
2. Michigan $2,098.29
3. Oklahoma $1,869.39
4. Montana $1,857.96
5. California $1,774.41
6. South Dakota $1,772.83
7. Washington, D.C. $1,753.19
8. Georgia $1,751.42
9. Illinois $1,679.15
10. Connecticut $1,678.90

Top Ten Least Expensive:

1. Maine $902.85
2. Vermont $968.58
3. Ohio $999.86
4. Wisconsin $1,010.93
5. New Hampshire $1,011.23
6. Iowa $1,039.04
7. Massachusetts $1,043.80
8. North Carolina $1,130.45
9. Arizona $1,152.50
10. Tennessee $1,170.12