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Massachusetts to Recognize Veterans Day

Once known as Armistace Day, America celebrates Veterans Day every November in rememberance of the ceasefire that ended WWI. The end of combat was marked by an armistice, a truce or ceasefire, in the 11th hour of the 11th day of the 11th month in the year 1918. Massachusetts will honor veterans this Wednesday with a variety of events. From celebrations at Galvin Middle School to a formal ceremony at the Massachusetts National Cemetery we will say a word of thanks to every veteran who served this country, putting their lives on hold for the freedom we enjoy today.

Massachusetts Runners in 2009 NY Marathon

A grad total of 675 Massachusetts runners completed the 2009 ING New York City Marathon with 42,000 + athelets from around the world. Pete Rooney was the first Massachusettes man to finish with a time of 2:20:34, a personal best. The top Massachusetts woman to finish was Jamison Lower with a 3:03:33 time. Rooney and Lower have easily qualified for the 2010 Boston Marathon in April. The winner of the 2009 ING New York City Marathon was American Meb Keflezighi, the first American to win this marathon since 1982.

Keep Insurance Rates Low

Q: What’s the easiest way to keep low insurance rates?

A: With a clean drivers record.

Not only will you need to pay that speeding ticket, you’ll be paying for it the next couple years on your auto insurance. Insurance companies determine your rates in part by what kind of a driver you are. If you’re a safe driver with no citations, an insurance company sees you as a low risk to insure. If you’re a road-raging multi-major-accident driver, the insurance company may view you a little differently.

Massachusetts determines the magnitude of driving violations with surchargeable points. For example, a major accident will count more points than a 5 mile over speeding ticket. Take a look at how Massachusetts classifies your driving violations:

Surchargeable Incident Surcharge Points
Major Traffic Violation (i.e., D.U.I.)

5

Major At-Fault Accident (claim over $2,000)

4

Minor At-Fault Accident (claim over $500 to $2,000)

3

Minor Traffic Violation (i.e., speeding)

2

Each citation adds more than just a few bucks on to your insurance. Avoid these hefty points with safe driving: allow  extra traveling time, drive defensively, and buckle up. Your check book will thank you.

Woman From Seabrook Faces Charges From Insurance Fraud

Anna Keegan allegedly  exaggerated several insurance claims and was fraudulently collecting lost wages.  She was charged with several instances of auto insurance fraud.  The Massachusetts Insurance Fraud Bureau investigated her various claims, and discovered that she legitimately had injuries from a dog-bite, but attempted to embellish her claims the next year from injuries from an auto accident and lost wages from a non-existent job.  She plead not guilty, and was released on personal recognizance.  

For decades, Massachusetts set all auto insurance rates and barred any carrier to have competitive rates.  This was quite pricey for those with clean records.  Last spring, the state changed these regulations, and allowed carriers to present competitive rates.  With this change, Massachusetts residents are shopping around for the best deal in auto insurance and have ore of an incentive to drive safer and find the best option for them.   

12 Massachusetts Dealerships Shut Down

789 dealerships have lost their Chrysler LLC franchise.  Among those, 12 of them have been in Massachusetts.  The bankrupt auto maker was forced to pare off these dealerships from their network.   This is all part of their government-backed reinvention plan.

Kathy Graham, a spokeswoman for Chrysler reported to the Boston Globe on the matter.  “We have found homes for all the inventory. The company  expects to start redistributing roughly 26,000 vehicles – about 60 percent of the 44,000 originally on the lots of dealerships losing their franchises. The rest have been sold by the dealers since the closings were announced last month. ”

The dealerships that were on the cutting block were able to liquidate their inventory by cutting prices or selling dealerships staying in business.  Some dealers took $4,000 to $5,000 losses on some of their recent sales.

Some of the dealers are planning to take Chrysler to court.  Billy Donley, a franchise law attorney with Baker Hostetler, said he “believes the bankruptcy ruling will trump the state laws that would be used to protect the dealer. ”

If that is the case, these dealers are out of luck.  Some plan to transition into the used car market and others are hoping to survive because they sell more than one brand.  For example,  Pete Krause, who owns a dealership in Dudley, said his business will survive because it also sells Toyota’s.

Looking for a Place to Find Auto Insurance in Mass?

Feel like your paying too much for car insurance?  For younger or high risk drivers some feel that they are paying more towards their massachusetts car insurance that what their car is actually worth if it were to get totaled.  For example if a car was valued at $2000 and the driver was paying $170 a month for full coverage, then in a calender year they would over pay by $40 the value of his or her car.  There are plenty things that can lead up to a high monthly premium for a lesser valued car such as the driver having many traffic violations.

The key question asked at rentisky.com was “what’s a good website for comparing auto insurance rates in Massachusetts?”

A good place to find Massachusettes car insurance is massdrive.com, they are very helpful in obtaining an affordable quote.

Gas Prices on the rise!

Last month gas prices jumped up 45 cents! This has people hoping for the best after last years high prices during the summer season.

Last week in Massachusetts, gas prices rose 10 cents for regular unleaded gas. Unfortunately, this was the sixth week in a row that gas prices has risen. If you are one of many drivers who owns a larger vehicle, your wallet could start to take a hit.

You are not helpless in this situation though. Here are some tips to help you manage your gas mileage.

There is no way to tell what’s in store for the future but make sure you stay up to date here at MassDriver.org!

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